The CM Punjab Livestock Card 2025 is a flagship initiative launched under the visionary leadership of Chief Minister Maryam Nawaz Sharif to uplift livestock farmers across Punjab.
By providing interest-free loans, digital registration, and veterinary guidance, the government aims to boost rural income, ensure animal welfare, and modernize livestock management through technology developed by the Punjab Information Technology Board (PITB).
This article explains how the Livestock Card Scheme works, who can apply, the loan limits, repayment details, and how this digital reform connects with broader programs like the Kissan Card, Himmat Card, and Women Livestock Empowerment Initiative.
Background – From Katta Paal to Livestock Card
Punjab’s earlier Katta Paal Scheme focused on subsidizing calf fattening.
Building on that success, the Government of Punjab introduced the CM Punjab Livestock Card, combining financial access with data-driven tracking.
It reflects Pakistan’s Vision 2025 agriculture digitalization goals supporting food security, sustainable meat and milk production, and rural development.
Key Objectives of the Livestock Card Program
- Empower farmers through interest-free revolving credit
- Promote balanced feed such as Wanda, Silage, and mineral mixtures
- Increase milk and meat yields through scientific feeding practices
- Encourage financial inclusion and discourage informal borrowing
- Digitize farmer records via SPMS-9211 System and Animal Identity Traceability System (AITS)
- Strengthen women participation in the livestock sector
Core Features of CM Punjab Livestock Card 2025
| Feature | Details |
|---|---|
| Loan Type | Interest-free revolving credit |
| Loan Range (Phase I) | PKR 135,000 – 270,000 |
| Loan Range (Phase II 2025) | Up to PKR 540,000 |
| Repayment Period | 4 months + 1-month grace period |
| Eligible Farmers | Owners of 5 – 20 cattle or buffaloes |
| Application Mode | Online via livestock.punjab.gov.pk or SMS (PLC <space> CNIC to 8070) |
| Verification | Through NADRA and ECIB credit check |
| Implementing Agencies | Punjab Livestock & Dairy Development Department + PITB |
| Helpline | 08000-9211 (24/7 support) |
Eligibility Criteria for Farmers
To ensure transparency and genuine targeting, applicants must:
- Be residents of Punjab
- Possess an active SIM linked to CNIC
- Be registered in SPMS-9211
- Own 5 – 10 male calves or young stock (Buffalo/Cattle)
- Maintain a clean credit history with no loan defaults
- Apply on a first-come, first-serve basis
How to Apply for the CM Punjab Livestock Card
Option 1 – Online Registration
- Visit www.livestock.punjab.gov.pk
- Open the CM Punjab Livestock Card section
- Fill in CNIC, mobile number, and livestock details
- Upload or verify registration in SPMS-9211
- Submit and wait for confirmation through SMS
Option 2 – SMS Registration
Send PLC <space> Your CNIC to 8070.
You’ll receive a confirmation reply and further instructions.
Digitization and Technology Integration
The program is powered by the Punjab Information Technology Board (PITB).
Through biometric and digital verification, farmers experience:
- Faster loan approvals
- Reduced paperwork and processing delays
- Real-time tracking via CNIC
- Integration with Farmer Guidance App 2025
The Farmer Guidance App – Smart Support for Farmers
The companion mobile application connects farmers to:
- Livestock management tips (feed, breeding, disease alerts)
- Digital veterinary services and field visit requests
- Record-keeping modules for vaccination & AI data
- Notifications on nearby disease outbreaks
- Women-focused training content
Tip: Combine your Livestock Card with the Farmer Guidance App to maximize loan benefits and animal productivity.
Phase I vs Phase II Comparison
| Aspect | Phase I (2024) | Phase II (2025) |
|---|---|---|
| Loan Limit | PKR 135k – 270k | Up to PKR 540k |
| Farmers Covered | 10k – 20k | 30k – 60k |
| Animals Covered | 100k | 300k |
| Application Method | SMS + Portal | Fully Digital |
| Verification | Manual + NADRA | Automated via PITB API |
| Women Inclusion | Limited | Priority based |
| Monitoring | Basic Reporting | App-based Tracking & AITS Integration |
Benefits of the CM Punjab Livestock Card
1. Financial Empowerment
Farmers can buy Wanda, Silage, and mineral mixtures without paying interest, easing cash-flow pressures.
2. Livestock Health Improvement
Balanced ration improves animal weight gain and milk output.
3. Women Inclusion
Over 11,000 rural women have benefited through related programs and now receive training via the Farmer Guidance App.
4. Transparency & Accountability
Digital systems reduce middlemen and manual errors.
5. Technological Innovation
End-to-end digitization demonstrates good governance and improves service delivery.
Impact on Punjab’s Economy
Livestock contributes nearly 11% to Pakistan’s GDP and over 60% to agricultural GDP.
Punjab, with its large livestock population, is set to gain immensely:
- Job creation for rural youth
- Higher milk and meat production
- Increased exports of livestock products
- Reduced dependency on middlemen
Women Livestock Entrepreneurs – The Silent Revolution
The CM Punjab Livestock Card is closely linked with the Women Livestock Empowerment Initiative, encouraging female farmers to:
- Access loans through mobile wallets
- Register livestock digitally
- Participate in training sessions on feed management and animal care
Success Story: Shazia from Vehari used her Livestock Card loan to buy Wanda and vaccines, doubling her income within six months.
Sustainability and Animal Welfare Angle
Unlike traditional credit programs, this scheme encourages eco-friendly practices like:
- Using biogas from animal waste
- Adopting clean water solutions
- Promoting nutritional feed efficiency
These steps align with Punjab’s Clean Punjab Initiative 2025 and the broader sustainability framework.
Integration with Other CM Punjab Programs
The Livestock Card complements:
- Punjab Kissan Card – for crop inputs and fertilizers
- Himmat Card – financial aid for PWDs and rural families
- Asaan Karobar Card – small business support
Together, these schemes form a holistic rural transformation agenda under Maryam Nawaz Sharif.
Conclusion:
The CM Punjab Livestock Card represents the fusion of finance, technology, and farmer empowerment.
By connecting interest-free credit with digital tools like the Farmer Guidance App, Punjab is not only helping farmers earn more but also building a transparent and sustainable agriculture future.
Common Questions (FAQs)
1. What is the CM Punjab Livestock Card?
A digital credit facility providing interest-free loans to livestock farmers for purchasing feed, Silage, and veterinary items.
2. Who launched the scheme?
It was launched by Chief Minister Maryam Nawaz Sharif in collaboration with the Punjab Livestock Department and PITB.
3. How much loan can a farmer get?
Between PKR 135,000 and PKR 540,000 depending on the number of animals owned.
4. What is the repayment period?
Five months (including a one-month grace period).
